Free guide
Your portfolio works hard. It could work harder.
The options overlay is a systematic strategy institutional desks have used for decades to earn an extra layer of return on the assets they already hold. This guide explains exactly how it works — in plain language, no prior options knowledge assumed.
- €3tn+in European ETF assets earning no overlay return
- 1-3%/yr extra returns historically achieved by professionals
- 14pp plain-language pages, including a full glossary
From "what is an option?" to a working understanding of the overlay.
Written for serious investors who hold low-cost ETFs and have never traded a derivative. No jargon, no maths degree required.
- The little-known gap The layer of systematic return institutions earns on the very same assets you already hold.
- The insurance analogy Options explained the way you'd explain car insurance — and why being the seller pays.
- Your portfolio, enhanced How an extra few percentage points a year compounds into something transformational over decades.
- Why it's been out of reach The three structural barriers — regulation, complexity, accessibility — and why they're now falling.
- Rivativ's four model portfolios From conservative income strategies to advanced, ML-driven approaches.
- A plain-language glossary Every term you'll meet — option, premium, theta, VRP — in one sentence each.
Institutional-grade research, within independent reach.
- Built by experts Portfolio managers and quantitative analysts — a systematic investment research platform, not a tip service
- Grounded Every strategy rests on a documented, structural source of return — not a backtest that happened to look good.
- Honest We explain the drawdowns as clearly as the upside. A premium you can collect comfortably at all times isn't a premium.
The overlay doesn't ask you to time the market, pick stocks, or change your strategy. It's a layer of systematic return that sits on top of what you already do.
